1. Earning More. The time value of money is the notion that money can grow in value over a given period. When we deposit $100 cash into a savings account, we hope our money will grow according to the annual percentage yield (APY) of 2% and how often it compounds. The APY is the actual interest earned per year.About us. At MoneyTime we believe financial literacy is an essential life skill for all children. By teaching it to children we can make a real difference to their lifelong financial outcomes. Learning early means they develop positive attitudes and behavior towards money at the outset of their financial journey, reducing the need to remedy ...Jan 4, 2024 · The time value of money is the idea that receiving a given amount of money today is more valuable than receiving the same amount in the future due to its potential earning capacity. If you invest ... 12 Months of access USD $66. 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